Loan Officer

Perryton

Salary Range: $85,000-$130,000

Department: Lending

Job Type: Full-Time

Location: Perryton, TX
Reports To: Chief Lending Officer
FLSA Status: Exempt

Position Overview

The Loan Officer is a key leadership role responsible for originating quality commercial and agricultural loans, managing the health of the Bank’s loan portfolio, and developing strong community relationships. This position plays a critical role in mentoring lenders, supporting strategic objectives, and ensuring adherence to the Bank’s credit culture and policies

Key Responsibilities

• Develop and maintain strong community, customer, and referral relationships.
• Originate and manage commercial and agricultural while maintaining portfolio quality
• Partner with the Chief Credit Officer and Chief Lending Officer to strengthen the lending team.
• Mentor and develop lenders to enhance underwriting and relationship-management skills.
• Assist in setting interest rates and supporting strategic lending objectives
• Analyze complex credit transactions and present loans for approval as required
• Monitor portfolio performance, delinquency, and charge-offs to maintain asset quality
• Ensure compliance with all applicable banking laws, regulations, and internal policies
• Build and maintain strong partnerships with local businesses, schools and community 

Qualifications

• Bachelor’s degree or equivalent combination of education and experience required.
• Minimum five years of experience of lending with an existing Bank’s portfolio or applicable business experience.
• Proven leadership, mentoring, and relationship-building skills.
• Ability to work independently and make sound credit decisions.

Why Join Us?

Competitive compensation and benefits.

Supportive team environment with access to senior leadership.

Opportunity to make a meaningful impact in your local community.

Apply today and take the next step in your lending career with a bank that values integrity, service, and community.

Panhandle First Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.